PET HEALTH INSURANCE

It is strongly suggested by the American Animal Hospital Association that all pet owning families assess their financial situation and consider their ability to meet unexpected expenses that may be incurred for veterinary care. Some may want to budget accordingly for those unexpected expenses and others may want to protect themselves through pet health insurance.

Our clinic does not endorse one insurance over another. However, here is a list of things to consider when choosing a pet health insurance plan.

• Be sure to understand what the policy covers. Does it cover preventative care such as vaccines? Or are there additional charges for this service?
• Understand the exclusions. Most policies will exclude pre-existing conditions, and possible hereditary conditions unique to certain breeds.
• Understand what deductibles and co-pays are required. Some pay according to a set schedule of "customary" fees while some pay based on the actual incurred expense.
• Ask if you will be able to choose your own veterinarian or whether you must go to a participating veterinarian.

Pet Health Insurance Websites:

• www.aspcainsurance.com
• www.petinsurance.com
• www.gopetplan.com